Auto Insurance Leads Yuma Arizona AZ
Reader’s Question:
Hi! My cousin is coming here to Yuma Arizona AZ for spring break and she’s going to be using my car. Will she be covered in my auto insurance as a driver?
Trent
Yuma, AZ
Hi there Trent! Thanks for your question. It’s very generous of you to lend your car to your cousin. I know most of us can’t live without cars.
Let me give you the basics about auto insurance first, so that I can answer your question.
First, auto insurance policies cover your car, and not the person driving. This means that your auto insurance protects your car and covers the damages made upon your vehicle upon an accident or an unforeseen disaster in Yuma Arizona AZ. It doesn’t matter if it were your mom, your brother, sister or cousin who was using the vehicle.
To put your mind at ease, you just have to make sure that your cousin is a responsible and defensive driver so that accidents can be avoided. In cases of collisions, and if your cousin caused the collision, your car’s insurance coverage would have to be used to pay the other party for the damages caused. Claiming for collision coverage can be quite unpleasant as you have to go through tedious investigations and processes.
Just make sure that your cousin drives safely and carefully when she stays there in Yuma Arizona AZ. If you want to verify your rates, you can always compare quotes from websites like this one by filling out the relevant form.
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