Buy Cheap Teen Auto Insurance In Arizona
Reader’s Question:
My younger cousin will be getting her first car and she’s asking me to help her find ways on how to get cheap teen auto insurance in Arizona. I’ve long passed the stage of being a teen driver so I forgot the things that could help her save on her insurance premiums. Can you help?
Lily
Deer Valley, AZ
It is not unusual to see high teen auto insurance rates in Arizona or anywhere in the country. Teen drivers are often involved in accidents. In fact, they are involved in accidents three times more than drivers that are 20 years old and above.
But, once your cousin reaches the age of 25, then she may see a change on her auto insurance rates. I know your cousin wouldn’t have a control over that. So aside from her age, there are other ways that your cousin could control to get cheap teen auto insurance.
For one, she could get a discount if she attended a driver’s education program. A discount for that could be around 10 % to 20%.
Moreover, a good student discount is possible if your cousin is able to get good grades like a B average or better. The discount for that could be 20%.
Also, it would be better if your cousin will make it a habit to drive less since this will significantly lower her annual driving miles. This does not only reduce her auto insurance rates but will also reduce her chance of getting into an accidents or be ticketed.
Finally, you could also help your cousin to shop for her auto insurance needs through the Internet. But I’m guessing that your cousin will be added under her parents’ insurance policy. That would be good for now since she could save more by doing that rather than buying her own insurance policy.
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