Arizona auto insurance minimum coverage requirements are set by state lawmakers. Drivers in AZ must carry at least the minimum level of auto insurance coverage, or face severe consequences. One of the requirements to register your vehicle with the Arizona State Department of Motor Vehicles is that you produce proof of insurance.

Property Damage

In Arizona, drivers must have at least $10,000 in coverage to pay to repair property damaged in an accident. Property can refer to a damaged sign post, garage, building, shed, mail box, or the other vehicle involved in the accident.

Bodily Injury Liability

Bodily injury liability insurance pays for the medical bills for people in the other vehicle involved in an accident where you are considered to be at fault. You must buy at least $15,000 in coverage for a single person injured in an accident and $30,000 in coverage for all people injured in the same accident.

Penalties For Not Having Arizona Auto Insurance

If you are stopped by the police in Arizona, you will be asked to produce proof of insurance. Failure to do so may mean that your license will be suspended and your vehicle registration revoked. In order to get your vehicle registration reinstated, you will need to pay a fee, which may be quite expensive. You will also need to have your insurance company provide you with an SR22 form to confirm that you have the minimum level of coverage in place.

Compare Arizona Car Insurance Coverage Options

Why don’t you get a quote for Arizona auto insurance minimum coverage requirements right now? If you are a new driver or maybe you haven’t compared rates in more than 6 months then now is the time to see how much you may be able to save.

Get started comparing Arizona car insurance quotes today!

Article Source:

http://EzineArticles.com/?expert=James_J._Robinson

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Unfortunately, I was caught driving without car insurance recently and am now considered “high risk” in Chandler Arizona AZ. Can I still keep my existing car insurance or do I need to get another?

Charry

Chandler, AZ

Hello,

Yes Charry, you may still keep your existing, as long as it is not yet expired, car insurance but SR22 insurance will be added. SR22 insurance is considered an addendum to a car insurance policy that would satisfy the state requirements on car insurance.

You should know that Chandler Arizona AZ follows the SR22 insurance requirements. There is what is called the SR22 kind of communication among SR22 insurance companies and Phoenix’ secretary of state to keep track of certain persons who are considered high risk.

So if you had driving violations in Chandler Arizona AZ or in any other part of Arizona, you are required to have SR22 insurance usually for two to three years. SR22 insurance assures the state that you will continue or in your case, have at least the state’s minimum liability car insurance coverage. You wouldn’t want to be caught driving without car insurance again do you?

I also suggest that you do not delay in acquiring your SR22 insurance because the state of Arizona usually takes longer than other states to file. You may do all the transactions either by phone or online using your credit card. Documents will be sent to you by fax or by mail for you to affix your signature. Try shopping online for free quotes using the form that you see in this site.

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